Last Updated: December 22, 2025

Introduction and Acceptance of Terms

Welcome to CryptoStoic.net (https://cryptostoic.net/). These Terms of Service (“Terms”) govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website.

Definitions

  • “User” refers to any individual or entity accessing the Site.
  • “Services” refers to any products, subscriptions, digital content, consulting, or informational materials offered via CryptoStoic.net.
  • “Fiat Payment” means payment made using government-issued currency via Stripe or PayPal.
  • “Crypto Payment” means payment made using digital assets (e.g., Bitcoin, Ethereum) via Coinbase Commerce.
  • “Content” means all materials on the Site, including text, videos, logos, graphics, and blog posts.

Use of Services

  • You must be at least 18 years old to use this Site.
  • You agree not to use the Site for any unlawful purpose or in a way that may harm the Company or its users.
  • We reserve the right to refuse service, suspend accounts, or cancel orders at our discretion.

User Accounts and Responsibilities

To use certain features of our website, you may need to create an account. You are responsible for:

  • Providing accurate and complete information during registration.
  • Maintaining the confidentiality of your account credentials.
  • All activities that occur under your account.
  • Notify us immediately of any unauthorized use of your account at Contact Us

Payment Terms

We accept payments via Stripe, PayPal, and Coinbase Commerce.

  • Fiat Payments: Standard payment processing fees may apply as outlined by the respective payment processor’s terms.
  • Cryptocurrency Payments:
    • You acknowledge that cryptocurrency prices are highly volatile and can change rapidly.
    • All cryptocurrency transactions are irreversible once confirmed on the blockchain.
    • We are not responsible for losses due to price fluctuations, transaction errors, or unauthorized access to your wallet (unless caused by our negligence).
    • You are responsible for ensuring the accuracy of your wallet addresses. Incorrect addresses may result in permanent loss of funds.
  • Fees: Transaction fees for cryptocurrency payments will be displayed at checkout and may vary based on network conditions.
  • Refunds: All payments are final. Refunds may be granted at our discretion for duplicate transactions or technical errors.

Educational Note on Cryptocurrency Transactions

Cryptocurrency transactions involve unique risks due to their decentralized and irreversible nature. Key points to understand:

  • Volatility: Cryptocurrency prices can fluctuate significantly, affecting the value of your transactions.
  • Irreversibility: Once confirmed on the blockchain, transactions cannot be reversed. Always verify wallet addresses.
  • Security: Protect your wallet and private keys. Loss of access or compromise may result in permanent loss of funds.
  • Regulatory Environment: Cryptocurrency regulations vary by jurisdiction and are subject to change. Stay informed about the legal status in your area.
  1. Intellectual Property

All content on this Website, including text, graphics, logos, and software, is the property of CryptoStoic.net or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Disclaimers and Limitations of Liability

Our services are provided “as is” without warranties of any kind. We do not guarantee the accuracy, completeness, or timeliness of any information on our website. To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our services, including but not limited to:

  • Losses due to cryptocurrency price volatility or transaction errors.
  • Unauthorized access to your account or wallet (unless caused by our negligence).
  • Interruptions or malfunctions of our services.
  • Any reliance on information provided on our website.

Cryptocurrency Risks

You acknowledge and agree that:

  • Cryptocurrency transactions carry inherent risks, including price volatility, technological failures, and regulatory changes.
  • We do not provide investment advice, and any information on our website should not be construed as such.
  • You are solely responsible for determining the appropriateness of any transaction and for any losses incurred.

Dispute Resolution

Any disputes arising from these Terms or your use of our website will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. Arbitration will take place in Houston, Texas, and the language of arbitration will be English.

Governing Law

These Terms are governed by the laws of the State of Texas, United States, without regard to its conflict of law principles.

International Users

While these Terms are governed by U.S. law, if you are accessing our website from another country, you may have additional rights under your local laws. Nothing in these Terms is intended to waive such rights.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of changes by posting the updated Terms on our Website. Your continued use of our services after such changes constitutes your acceptance of the new Terms.